cavitehouse

 
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Amandala Village at Carmona Estates

Floor Area: 60sqm | Lot Area: 80sqm
1 Bedroom / 1 Toilet and Bath / 1 Car Garage Ground Floor
2 Bedroom / 1 Toilet and Bath / Terrace Second Floor

 

Attached only at the back, detached to the left and the right.
For Small Family Starting Out - Ideal Place,
Low Monthly Amortization of Php 13,034.86 thru Bank Financing 15 years @ 10.5%

 

House Features:

  • 3 Bedrooms
  • Living Room
  • Kitchen
  • Dining
  • 2 Toilet and Bath
  • Laundry Area
  • Provision for One-Car Garage
  • Provision for Front Lawn
  • Provision for CATV, Telephone and AC Outlet

 

House Finish:

  • Pre-Painted Long Span Roofing
  • Painted Exterior and Interior Walls
  • Ceramic Bathroom Fixtures
  • Tiled Kitchen Counter with Stainless Sink
  • Tiled Toilet and Bath

 

Dressed-Up Model

Turn-Over Photos

 

SAMPLE COMPUTATIONS:

Option 1: BANK FINANCING:
Selling Price Php 1,340,000.00
Down Payment Php 268,000.00
Less: Reservation Php 20,000.00
Net Down Payment Php 248,000.00
Payable in 12mo. Php 20,666.67
Loanable Amount Php 1,072,000.00
Add: Legal and Misc. Fees Php 107,200.00
Total Loanable Amount Php 1,179,200.00

Monthly Amortization @10.5% Interest (Bank Financing):
5yrs. Php 25,345.61
10yrs. Php 15,911.53
15yrs. Php 13,034.86
20yrs.                       
Php 11,772.90
NOTE:
  • Fire and MRI insurance not included.
  • Move-in on the 13th to 15th month or after paying downpayment
  • Processing Fees includes Transfer of Title.
  • Interest rate is reference only.
  • Prevailing interest rate will apply upon loan takeout.
  • Bank terms for OFW is 15 yrs while locally employed has up to 25 yrs.
  • Developer will process loan. Tied up with Metrobank and UCPB.
  • Bank maximum approved amount will depend on salary & age (loan maturity is 55 yrs.)


Option 2: IN-HOUSE FINANCING:

Selling Price
Php 1,340,000.00
Down Payment Php 268,000.00
Add: Legal & Misc Fees Php 60,300.00
Total Down Payment Php 328,300.00
Less: Reservation Fee Php 20,000.00
Net Down Payment Php 308,300.00
Payable in 15 months Php 20,533.33
Total Remaining Balance  
Php 1,072,000.00

Amortization Including Insurance Fees
Years to Pay:

Six (6) years @ 18% Php 24,449.95
Ten (10) years @ 21% Php 21,432.68

NOTE:

  • Fire & MRI insurance not included. Estimated at .0005% of loanable amount.
  • Transfer of Title cost not included.
  • Processing fees includes One year Advance Real Property Tax & Insurances.
  • Advance Homeowners Dues and Documentation/Notarial Fees.
  • In-house processing will be processed by the Developer. Buyer just need to submit requirements.

 

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