Kinnari Village at Carmona Estates
Fuji House Model (Corner Lot)
Floor Area: 57sqm | Lot Area: 70sqm
1 Bedroom / 1 Toilet and Bath / 1 Car Garage Downstairs
2 Bedroom / 1 Toilet and Bath Upstairs
Low Monthly Amortization of P10,077 thru Pag-ibig for 20yrs.
SAMPLE COMPUTATIONS:
Option 1: PAG-IBIG FINANCING:
| Selling Price |
Php 1,092,000.00 |
| Add: Legal & Misc. Fees |
Php 131,040.00 |
| Total Contract Price |
Php 1,223,040.00 |
| Less: Reservation Fee |
Php 10,000.00 |
| Total Down Payment |
Php 268,040.00 |
| Payable in 4 months |
Php 67,010.00 |
Loanable Amt. (Pag-ibig)
|
Php 945,000.00 |
| Insurance: MRI |
Php 378.45 |
| Insurance: FIRE |
Php 255.45 |
Monthly Amortization:
Yrs to Pay
| 30 yrs @ 8.5% |
Php 9,287.19 |
| 25 yrs @ 8.5% |
Php 9,565.42 |
20 yrs @ 8.5%
|
Php 10,077.59 |
NOTE:
- MRI and FIRE Insurance are included.
- Maximum terms of loan varies depending on Buyer's age.
- Loan must be paid before Buyer reaches 65 yrs. old.
- Processing Fees includes Transfer of Title, Advance One Year
Fire/MRI insurance,one year advance property tax and other blueprints.
Option 2: IN-HOUSE FINANCING:
| Selling Price |
Php 1,092,000.00 |
| Down Payment (20%) |
Php 218,400.00 |
| Add: Processing Fee (4.5%) |
Php 49,140.00 |
| Total Down Payment |
Php 267,540.00 |
| Less: Reservation Fee |
Php 10,000.00 |
Net Down Payment
|
Php 257,540.00 |
| Payable in 4 months |
Php 64,385.00 |
| Loanable Amount |
Php 873,600.00 |
Amortization Including Insurance Fees
Years to Pay:
| Five (5) years @ 18% |
Php 22,183.69 |
| Ten (10) years @ 21% |
Php 17,466.03 |
NOTE:
- Mortgage and Redemption Insurance (MRI) and Fire insurance are not yet included in the monthly amortization.
- Processing fee does not include transfer of title.
- Downpayment can be stretched to 18 months without interest.
- Processing fee covers 1yr. Advance real property tax, initial homeowners contribution, and other blueprints
