| | Barangay Lantic, Carmona Cavite
Floor Area: 104sqm (1,118.87sq ft) | Lot Area: 200sqm (2,151.68sq ft)
1 Bedroom / 1 Toilet & Bath Downstairs
3 Bedroom / 1 Toilet & Bath/Wide Balcony Upstairs
House is a Single Detached unit (No House is Attached to it)
Only P20,000 to reserve for a unit.
Low Monthly Amortization of P23,379.733 thru Bank Financing 20yrs @10.5%
For 200sqm lot, property priced at P2.336M.
For 240sqm lot, Property priced at P2.664M
DIMENSIONS:
Dining / Living Area 34sqm (366sq ft)
Ground Floor / 2nd Floor Bedroom 9sqm (96.8sq ft)
Restroom 2.6sqm (28sq ft)
Kid's Bedroom 6.6sqm (71 sq ft)
Master's Bedroom 13.4sqm (140sq ft)
House Features:
- Floor Area: 104 sq. m.
- Lot Area: 200 sq. m.
- Four (4) Bedrooms
- 2 Toilet and Bath
- Living Area
- Kitchen Area
- Dining Area
- Laundry / Service Area
- Provision for 2 Car Garage
- Provision for Front Lawn
- Provision for CATV
- Telephone and Air-conditioning Unit
| House Finish:
- Pre-painted Long Span Roofing
- Painted Exterior and Interior Wall
- Tiled Kitchen Counter with Stainless Sink
- Tiled Toilet and Bath
- Ceramic Bathroom
|
SAMPLE COMPUTATIONS:
Option 1: BANK FINANCING:
| Total Selling Price |
Php 2,336,000.00 |
| Down Payment |
Php 467,200.00 |
| Less: Reservation |
Php 20,000.00 |
| Net Downpayment |
Php 447,200.00 |
| Payable in 15mo. |
Php 29,813.33 |
| Loanable Amount |
Php 1,868,800.00 |
| Add: Legal and Misc. Fees |
Php 186,880.00 |
| Total Loanable Amount |
Php 2,055,680.00 |
Monthly Amortization Including Insurance Fees: Yrs to Pay
| 20yrs |
Php 21,443.88 |
| 15yrs |
Php 23,643.85 |
| 10yrs |
Php 28,658.70 |
5yrs
|
Php 45,104.96 |
NOTE:
- Fire and MRI insurance included.
- Move-in on the 19th to 21st month or after paying downpayment
- Processing Fees includes Transfer of Title.
- Interest rate is reference only.
- Prevailing interest rate will apply upon loan takeout.
- Bank terms for OFW is 15 yrs while locally employed has up to 25 yrs.
- Developer will process loan. Tied up with Metrobank and UCPB.
- Bank maximum approved amount will depend on salary & age (loan maturity is 55 yrs.)
Option 2: IN-HOUSE FINANCING:
| Selling Price |
Php 2,366,000.00 |
| Down payment (20%) |
Php 467,200.00 |
| Add: Processing Fee (4.5%) |
Php 105,120.00 |
| Total Down payment |
Php 572,320.00 |
| Less: Reservation Fee |
Php 20,000.00 |
| Net Equity |
Php 552,320.00 |
| Payable in 15 months |
Php 36,821.33 |
Total Remaining Balance: Payable Through In-House Financing
80% Balance
|
Php P1,868,800.00 |
Amortization Including Insurance Fees
Years to Pay:
| Five (5) years @ 18% |
Php 48,305.54 |
| Ten (10) years @ 21% |
Php 38,213.53 |
NOTE:
- Fire & MRI insurance included. Estimated at .0005% of loanable amount.
- Transfer of Title cost not included.
- Processing fees includes One year Advance Real Property Tax & Insurances,
- Advance Homeowners Dues and Documentation/Notarial Fees.
- In-house processing will be processed by the Developer. Buyer just need to submit requirements
Option 3: CASH PAYMENT SCHEME
(Legal & Miscellaneous Fees not included in the computation of the discount)
PRICE STARTS AT PHP 2,336,000.00 AND UP
| Typical Selling Price |
Php 2,336,000.00 |
| Less: Reservation Fee |
Php 20,000.00 |
Selling Price Net of Reservation Fee
|
Php 2,316,000.00 |
| 10% Discount within 7 days from the date of reservation |
Php 2,084,400.00 |
| 9.5% Discount within 8 to 30 days from the date of reservation |
Php 2,095,980.00 |
| 9% Discount within 31 to 60 days from the date of reservation |
Php 2,107,560.00 |
| 8.5% Discount within 61 to 90 days from the date of reservation |
Php 2,119,140.00 |
|
